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Quick approval

easy bi-weekly or monthly installments

no hidden fees

Buy Now, Pay Later with Shop Pay

Good news, lovelies! We’ve got a new, stress-free way to pay: Shop Pay Installments.

Now, when you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments—with no additional, hidden, or late fees.*

How It Works:




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Split Your Payment into Monthtly Installments


What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

Which payment methods are accepted if I use the option to pay in installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

Can I use Shop Pay Installments if I’m an international customer?

Shop Pay Installments is only available to customers with a US billing address within the US and a US mobile phone number. Customers with international billing addresses will not be able to set up an account with Shop Pay Installments.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

Where do I go if I have more questions?

For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/us/s/.

For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.

Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm loan services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

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